Don't leave everything to chance; keep yourself protected with an insurance
It takes a lot of specialized equipment to run a farm. The loss of an expensive piece of equipment or loss of several items at once may exceed the limits of a farm owner’s insurance policy. From tractors to irrigation equipment, trailers to combines, these complicated, expensive machines are fundamental to a farm’s ability to operate properly, efficiently and successfully. Equipment insurance for the vehicles and machines on the farm will allow for reimbursement for certain losses and damages and can help keep you operational.
Farm equipment insurance is a policy that covers tools and machinery for farming once they are damaged. These tools and machinery must be necessary in order for the farming business to operate. The insured can select the items they want covered or cover all farming equipment.
A farm equipment insurance policy covers damage resulting from:
It is important to get farm equipment insurance because standard farm insurance acts as a shield for various damages like personal accidents, natural calamities, and even third-party liabilities. The different damages covered by farm equipment insurance are external damages, damages caused due to natural calamities like earthquakes, cyclones, floods, storms, landslides, etc. Unforeseen circumstances like a fire, explosion, etc., are also covered by farm equipment insurance. Accidents that are caused while the tractor is in transit on the road, waterways, etc., are also covered by farm equipment insurance, and manmade causes like theft and accidental damage are also insured. Along with covering these risks, insurance policies protect the other farming machines like harvesters, rotavators, power harrows, threshers, etc.Â
It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options
If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.
Contact us today to help you with multiple options to choose from.
We extend coverage to individuals and businesses in Starkville, MS and surrounding areas.
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